Mongil Codex · Brawler artifact · SSR
Savvy Investment
5-star SSR
Brawler- SSR
"I still remember the first time I met Penny... She was determined to buy back her father's bow, and she only wanted to take on high-value requests." - Lenna
Main effect
Activates as soon as the artifact is equipped — no reinforcement required.
Money is Power Ⅰ
When equipped by a Fighter character, grants the following effects. The equipping character's Crit Rate increases by 6%. Using a Special Skill increases the caster's Basic Attack DMG by 15%. (Duration: 5s) Lightning DMG increases by 40% upon gaining a Skill DMG Boost effect while using a Basic Attack. (Duration: 3s)
Fusion bonuses
Bonus effects unlocked by reaching Fusion levels — applied on top of the artifact's main effect.
- Lv. 3
Gains a 0.06% Crit DMG Boost for every 10 points of Fighter proficiency. (Max: 15%)
- Lv. 5
Gains a 0.06% ATK Boost for every 10 points of Fighter proficiency. (Max: 15%)
Overlap effects
Reinforce past these milestones to unlock additional effects on top of the main effect — the artifact keeps every overlap it has earned.
When equipped by a Fighter character, grants the following effects. The equipping character's Crit Rate increases by 6%. Using a Special Skill increases the caster's Basic Attack DMG by 15%. (Duration: 5s) Lightning DMG increases by 40% upon gaining a Skill DMG Boost effect while using a Basic Attack. (Duration: 3s)
When equipped by a Fighter character, grants the following effects. The equipping character's Crit Rate increases by 8.3%. Using a Special Skill increases the caster's Basic Attack DMG by 20.6%. (Duration: 5s) Lightning DMG increases by 55% upon gaining a Skill DMG Boost effect while using a Basic Attack. (Duration: 3s)
When equipped by a Fighter character, grants the following effects. The equipping character's Crit Rate increases by 9.0%. Using a Special Skill increases the caster's Basic Attack DMG by 22.5%. (Duration: 5s) Lightning DMG increases by 60% upon gaining a Skill DMG Boost effect while using a Basic Attack. (Duration: 3s)
When equipped by a Fighter character, grants the following effects. The equipping character's Crit Rate increases by 9.8%. Using a Special Skill increases the caster's Basic Attack DMG by 24.4%. (Duration: 5s) Lightning DMG increases by 65% upon gaining a Skill DMG Boost effect while using a Basic Attack. (Duration: 3s)
When equipped by a Fighter character, grants the following effects. The equipping character's Crit Rate increases by 12%. Using a Special Skill increases the caster's Basic Attack DMG by 30%. (Duration: 5s) Lightning DMG increases by 80% upon gaining a Skill DMG Boost effect while using a Basic Attack. (Duration: 3s)
Stats
- ATK
Reinforcement
- Max level
- 60Lv.
- Total EXP
- 12,115,236EXP
- Total gold
- 120Gold
Comments
Guides
In-house guides re-tested every patch.
Guides and articles content remains in English.
Mongil: Star Dive — Beginner Guide
Adventure map, jumping, gathering and the first-week checklist — every core mechanic the in-game tutorial walks you through, written in one place.
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Reroll Guide — Best Targets and Stop Conditions
Best characters to chase on a fresh account, the fastest reroll path, and when the meta says you should stop and commit.
Best Team Comps — Destroyer, Slayer and Flex Slot
How team building actually works in Mongil — the Destroyer + Slayer + flex template the Stagger system rewards, when to break it for element-locked counters, and the Brawler-led sustained-DPS variant.
Combat Basics — Hold Attacks, Switch Skills, Ultimates
Basic attacks, special skills, switch skills and ultimate timing — the hold-input combat system explained without the in-game popup spam.
Frequently asked
- Who can equip Savvy Investment in Mongil: Star Dive?
- Savvy Investment is a Brawler artifact, so any Brawler character can equip it. The main effect activates whenever the artifact is equipped, regardless of reinforcement level.
- What does Savvy Investment's main effect do?
- Savvy Investment's main effect activates as soon as the artifact is equipped on a Brawler character — see the Main effect section above for the full breakdown. Overlap effects unlock as you reinforce the artifact past key milestones.
- How do I reinforce Savvy Investment?
- Feed Mana Cores at the reinforcement bench. Savvy Investment requires 12,115,236 total EXP to max out, with overlap effects unlocking at scheduled milestones.
- Is Savvy Investment worth pulling in the current patch?
- SSR artifacts like Savvy Investment carry the ceiling for Brawler damage and survivability. Compare its main effect against your roster's needs before spending pulls.
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